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Thursday, November 8, 2007

Travel Insurance

When your personal cruise specialist or travel agent asks you if you would like to buy travel protection insurance, think at least twice before you say “Oh they’re just trying to make more money on something I don’t really need." They are doing you a great service in making that offer.

What is Travel Protection Insurance?

Very simply, travel protection insurance protects you against loss of your travel investment. The loss of investment can range anywhere from lost luggage to trip cancellation and more. We never travel without it.

Some of the major things travel protection insurance can protect you against:

Trip cancellation and interruption
Missed connections and Trip delay
Loss of baggage and/or personal effects and Baggage delay
Accidental and sickness medical expenses
Emergency medical transportation

Other coverage may apply for:

24-Hour Medical and Medical monitoring assistance
Medical evacuation
Emergency medical and prescription payments assistance
Transportation of dependents and family visits
Transportation of mortal remains
24-Hour Legal and travel assistance
Travel document assistance
Emergency cash transfer and message center assistance

Some insurers provide coverage for pre-existing conditions while others don’t. Be sure to buy the insurance that best covers you and your travel companion(s). For example, if a member of your party is diabetic, be sure to buy insurance that will cover pre-existing conditions in case any complications arise from their diabetes.

Cruise line and independent insurer insurances may differ greatly and you need to fully understand these conditions before buying either.

Our tip to you -


BUY THE INSURANCE!

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